Greece is a country that draws expats from all over the world with its unique mix of history and modern living. Known for its historic sites, beautiful beaches, and mild climate, it offers a comfortable lifestyle for those who choose to settle there.
Whether you're considering the lively cities, quiet islands, or small villages, Greece provides a welcoming environment and a range of experiences for people looking to make it their home in southern Europe.
This guide provides an in-depth look at what life in Greece is like for expats, covering everything from the cost of living to healthcare, education, job opportunities, and more. For anyone considering moving and working in Greece, this article offers a comprehensive overview to help you make informed decisions.
What Makes Greece an Attractive Destination for Expats?
Greece is strategically located in southeastern Europe, bordered by Albania, North Macedonia, Bulgaria, and Turkey, with easy access to the Mediterranean, Ionian, and Aegean seas. Its appealing climate, featuring mild winters and long, sunny summers, makes it a favorite among expats, especially those escaping harsher climates.
Popular cities like Athens, Thessaloniki, and the island of Crete are among the top choices for expats. Athens, the capital, is known for its historical significance, vibrant cultural scene, and modern amenities. Thessaloniki, the second-largest city, offers a more relaxed atmosphere with a rich history and a flourishing culinary culture. Meanwhile, Crete offers the charm of island life with a mix of cosmopolitan areas and untouched nature.
The Greek lifestyle, steeped in traditions but with a modern twist, balances work and leisure. Whether you’re interested in the arts, history, outdoor adventures, or just relaxing by the sea, Greece offers a high quality of life at a lower cost than many other European destinations.
What Should You Know About Greece’s Cost of Living?
The cost of living and accommodation in Greece is generally lower compared to many Western European countries. However, it can vary significantly depending on where you live. Athens, being the capital, has a higher cost of living, while smaller cities and rural areas are more affordable.
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Housing Costs: Renting a one-bedroom apartment in the city center of Athens costs around €400–€700 per month, while in Thessaloniki or other smaller cities, it may cost between €300–€500. Utilities (electricity, heating, cooling, water, garbage) typically add around €100–€150 per month.
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Groceries and Dining: The cost of groceries is relatively affordable, with local products such as olive oil, fruits, vegetables, and fresh seafood being particularly inexpensive. Dining out can also be budget-friendly, with a meal at a local taverna costing around €10–€15.
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Transportation: Public transportation is cheap and efficient. A monthly pass for Athens’ buses, metro, and trams costs around €30. Petrol, however, is relatively expensive compared to other European countries.
In general, expats can expect to spend about 30%–40% less on living expenses in Greece than in other major European cities like Paris, London, or Berlin.
Please note that these are just estimates as of October 2024. For more up-to-date information, you can refer to Numbeo.
How Is the Healthcare System in Greece?
Greece offers a dual healthcare system, combining public and private healthcare. The public healthcare system, known as the National Health System (ESY), provides medical services to residents, but expats often prefer private healthcare due to shorter waiting times and better facilities.
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Public Healthcare: EU citizens can access public healthcare services through the European Health Insurance Card (EHIC). Non-EU expats must enroll in the public system and pay social security contributions. Public hospitals provide free or low-cost services, but it’s advisable to have a basic understanding of Greek as English is not widely spoken in all facilities.
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Private Healthcare: Many expats opt for private healthcare, which offers quicker access and higher quality care. While more expensive, private health insurance in Greece is still reasonably priced compared to other European countries. A comprehensive health insurance plan can range from €50 to €200 per month, depending on age and coverage.
What Are the Education Options in Greece?
Education is a key consideration for expat families. Greece offers both public and private schools, including international schools, which follow foreign curriculums like the British, American, or International Baccalaureate (IB) programs.
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Public Schools: Greek public schools are free for residents, but the language of instruction is Greek, which can be a barrier for non-Greek speaking expats. However, there are bilingual schools and language support programs in some areas.
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International Schools: For expats, international schools are a popular choice, offering curriculums in English and other languages. Athens and Thessaloniki have a range of international schools, though tuition can be expensive, ranging from €7,000 to €15,000 per year.
For higher education, Greece boasts prestigious universities, many of which offer programs in English, particularly at the postgraduate level.
How to Find Accommodation in Greece?
Finding a place to live in Greece as an expat is relatively straightforward, but knowing where to look and what to expect can make the process smoother.
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Renting as a Foreigner: Renting a home or apartment in Greece usually requires signing a one-year contract. It’s important to note that many landlords may require up to two months' rent upfront as a deposit.
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Popular Expat Areas: In Athens, areas like Kifisia, Glyfada, and Kolonaki are popular with expats due to their upscale environments and proximity to international schools and amenities. In Thessaloniki, neighborhoods such as Panorama and Toumba offer a more suburban feel, while still being close to the city center.
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Resources: Websites like XE.gr and Spitogatos.gr are commonly used for finding rental properties. Local real estate agents can also assist with navigating the rental market, and many speak English.
What Is the Work-Life Balance Like in Greece?
Work-life balance is an essential aspect of Greek culture, with locals placing great value on family and leisure time. Greek working hours are typically from 9 AM to 5 PM, but in many areas, particularly in smaller towns and on the islands, businesses close during the afternoon for a siesta and reopen in the evening.
The weekend is strictly reserved for leisure, with Sundays being a day for rest, family gatherings, and often, church. This laid-back lifestyle can be a refreshing change for expats coming from high-pressure work environments.
Expats who embrace the slower pace of life in Greece find it easier to adapt, and those in remote work positions or freelance roles particularly appreciate the flexible working atmosphere.
What Are the Main Job Opportunities for Expats in Greece?
The job market in Greece has diversified, though tourism remains a major employer, especially during the summer season. Expats can find seasonal work in hotels, restaurants, and tour companies, particularly on popular islands like Santorini and Crete.
Teaching English is another common option, with demand for TEFL-certified teachers in private schools, public institutions, and tutoring roles. Opportunities are more abundant in larger cities such as Athens and Thessaloniki.
In the growing IT sector, jobs in software development, web design, and digital marketing are available, particularly in Athens' expanding tech scene. Remote work and freelancing have also become popular, supported by Greece’s digital nomad visa.
For non-EU citizens, securing a work visa and residence permit is required, while EU citizens can work freely.
How Is the Public Transportation System in Greece?
Greece has a well-developed public transportation system, especially in larger cities like Athens and Thessaloniki, making it easy for expats to navigate without a car. Athens has an extensive metro system that connects key areas, along with buses and trams that run frequently across the city. Thessaloniki primarily relies on buses, with plans to expand its metro network.
For travel between cities, intercity buses (known as KTEL) and trains offer affordable and reliable options to connect expats with other regions of Greece. Popular routes link major destinations such as Athens, Thessaloniki, and Patras.
While public transportation is efficient, some expats may prefer driving. EU citizens can use their existing license, but non-EU expats need to obtain a Greek driving license after six months of residence. However, traffic congestion, especially in Athens, can be a challenge, making public transport a more convenient option for many.
What Is Greek Culture and Lifestyle Like?
Greek culture is characterized by its warmth, hospitality, and strong sense of community. Family is the cornerstone of Greek society, and it’s common for multiple generations to live near each other, fostering close-knit relationships. Regular family gatherings, often centered around shared meals, are a key part of everyday life. These gatherings are not just about food but about maintaining deep social connections, reflecting the importance of relationships in Greek culture.
Festivals and traditions play a significant role in Greek life, with Easter being the most celebrated religious holiday. It’s marked by church services, family feasts, and symbolic customs such as the cracking of red-dyed eggs. Beyond religious observances, Greece hosts numerous local festivals and celebrations, often accompanied by traditional music, dancing, and folk costumes.
Greek cuisine is another vital aspect of the culture, renowned for its emphasis on fresh, local ingredients. Staples like olive oil, fresh vegetables, and seafood are key elements of many dishes. Iconic meals such as moussaka, souvlaki, and spanakopita reflect Greece’s culinary heritage. Dining in Greece is a leisurely affair, often lasting for hours, as meals are seen as social events where friends and family come together to enjoy food, conversation, and company.
While deeply rooted in tradition, modern Greek culture has seamlessly integrated contemporary urban influences, especially in cities like Athens and Thessaloniki. These bustling urban centers offer a cosmopolitan lifestyle, blending old-world charm with modern conveniences. Expats and locals alike can enjoy a thriving café culture, with trendy coffee shops, bars, and restaurants lining the streets, providing spaces for socializing, working, or simply people-watching.
The Greek urban lifestyle also caters to those interested in health and wellness, with a growing number of gyms, yoga studios, and fitness centers complementing the country’s traditional outdoor activities like hiking and swimming. Shopping districts in cities showcase a mix of international brands and local designers, reflecting Greece’s evolving fashion scene.
This modern side of Greece provides a dynamic contrast to its traditional aspects, offering a well-rounded experience for those living in or visiting its urban areas.
How Easy Is It to Learn Greek as a Foreigner?
Learning Greek can be challenging, but mastering the basics will significantly enrich your experience in Greece. While many locals, especially in cities and tourist areas, speak English, having some knowledge of Greek is important for daily interactions and integrating into the community. Even a basic understanding of common phrases can go a long way in navigating local life and showing respect for the culture.
Expats have several options for learning Greek, from enrolling in language courses at local schools to using online resources like Duolingo or Rosetta Stone. These tools make it easier to start building language skills before or during your stay.
What’s the Visa and Residency Process for Moving to Greece?
EU citizens can live and work in Greece freely without the need for a visa. They have the right to move, reside, and seek employment without any special permits.
For non-EU citizens, a long-term visa (national visa) is required for stays over 90 days. Upon arrival, expats must apply for a residence permit, which allows them to live and work legally in Greece. The application process involves submitting documentation such as proof of income, housing arrangements, and health insurance. It’s essential to start this process well in advance to ensure smooth relocation and compliance with Greek regulations.
What Are the Best Areas to Live in Greece for Expats?
Greece offers a range of living options for expats, from bustling cities to peaceful islands, each with its own unique charm:
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Athens: The capital city blends modern conveniences with ancient history, making it a popular choice for expats. Areas like Kolonaki offer upscale living with easy access to restaurants and shopping, while Glyfada is a favorite for those who prefer coastal living with a vibrant social scene and proximity to the beach. Find out what are the best reasons to live and work in Athens.
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Thessaloniki: Greece's second-largest city has a more relaxed vibe, known for its friendly atmosphere and youthful energy. With a large student population and rich cultural heritage, expats enjoy affordable living, excellent dining, and a lively arts scene. Find out what are the best reasons to live and work in Thessaloniki.
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Crete: For those seeking a balance between urban life and natural beauty, Crete is ideal. Expats can choose from the bustling city of Heraklion, the picturesque charm of Chania, or the quieter rural villages, all with stunning beaches and a laid-back lifestyle.
What Are Some Fun Activities and Attractions in Greece?
Greece is a playground for both history buffs and outdoor adventurers. In Athens, the iconic Acropolis and its stunning Parthenon offer a glimpse into ancient Greece, while the mystical ruins of Delphi and the Minoan palaces of Knossos in Crete take you deeper into the country’s rich past.
For those seeking modern-day excitement, Greece is perfect for outdoor activities. You can hike the Samaria Gorge in Crete, go rock climbing in Meteora, or enjoy windsurfing and kiteboarding on the beaches of Naxos and Paros. The islands also offer crystal-clear waters for snorkeling and diving, while Greece’s lively beach clubs cater to those who prefer sunbathing and socializing.
With its mix of ancient sites and active pursuits, Greece offers something for every type of expat and traveler.
It’s Your Turn Now!
Living in Greece offers an enchanting mix of history, culture, and a laid-back lifestyle. From affordable living to stunning landscapes and welcoming communities, Greece is an ideal destination for expats. If you're considering working and living in Greece, start exploring job opportunities and the visa process today!
Ready to find your dream job in Greece? Visit our job listing section today to browse the latest job opportunities and start applying. Let us help you make the transition to a successful career in Greece easier and more fulfilling.
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Frequently Asked Questions (FAQ)
Is Greece safe for expats?
Yes, Greece is generally very safe for expats, with relatively low crime rates compared to other European countries. Petty crime, like pickpocketing, can occur in tourist-heavy areas, but violent crime is rare. As always, using common safety precautions will enhance your experience.
What’s the tax situation for expats living in Greece?
Expats living in Greece are subject to the country’s progressive income tax system, which ranges from 9% to 44%, depending on income levels. Greece also has agreements with many countries to avoid double taxation. Expats should consult a tax advisor to ensure compliance with Greek tax laws.
Can I bring my pets to Greece?
Yes, you can bring your pets to Greece, but they must meet EU regulations, which include up-to-date vaccinations (especially for rabies) and microchipping. Additionally, pets must have a valid EU Pet Passport or an equivalent health certificate from a vet, depending on their country of origin.
How do I open a bank account in Greece as a foreigner?
To open a bank account in Greece, expats need to provide proof of identity (such as a passport), proof of residence, and a tax identification number (AFM). Some banks may also ask for proof of employment or income, and it’s recommended to have a local address.
What is the cost of health insurance in Greece for expats?
The cost of private health insurance for expats in Greece typically ranges from €50 to €200 per month, depending on the level of coverage, age, and specific medical needs. Private health insurance often provides quicker access to healthcare services and higher quality facilities than the public system..
Is Greece a good place to retire?
Yes, Greece is an attractive retirement destination for expats due to its warm climate, affordable cost of living, and a solid healthcare system. Popular retirement areas include islands like Crete and Corfu, as well as mainland regions such as the Peloponnese, offering a peaceful and scenic lifestyle.
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